This calculator will help you determine if you should offer or accept a payment plan or if you should push for a lump sum payment. Once you complete the form, you will get a present value of the cash flow. All you have to do is compare the present value to the other option of a lump sum, to know which is truly the more valuable option. Obviously your outlook will change depending whether you are the buyer or seller. If you would like, we'd be happy to teach you more about this. Just Contact Us and ask.